2021.12.02 12:21 MonsteraMama721 First timer with mealy bugs 😥
I'm so upset you guys. I couple of weeks ago I noticed a webby thing on one of my lemon trees and chalked it up to a spider now that it's colder here in Colorado they usually find their way inside. Yesterday I was watering my plants and the three lemon trees in one pot were covered with the little web balls so of course I look at houseplants and discovered they were mealy bugs. I immediately took the pot outside and then with a head lamp on in the dark painstakingly removed them with q tips and rubbing alcohol and quarantined it to the garage. I started inspecting my other plants that were near it a found a few but not too bad. I hope I caught this early enough before my 100 something other houseplants are affected. I've never had pests before beside a few fungus gnats here or there so I'm crossing my fingers that this isn't going to be an ongoing issue. I have no idea where they came from? I haven't bought any new plants recently. Anyone else have them just pop up out of nowhere?
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2021.12.02 12:21 Silvio_Dante13 Sitting shotgun
So My best friend borrows his dads car so we can go on a drive every Friday. He always takes me and my younger brother. I get really angry when my younger brother sits shotgun as I was raised learning that the older has to sit shotgun and plus he is my best friend so I think I should be sitting shotgun with him. I sometimes get really irritated at my younger brothers attitude. Am I being petty? Or should I be sitting shotgun?
submitted by Silvio_Dante13 to family [link] [comments]
2021.12.02 12:21 dsc555 $HNNA Cheap Traditional Value Play On A Small Cap
Not sure if this fits here but I thought why not cause some of you might appreciate this.
HNNA or Hennessy advisors is a very stable very small-cap company. It's the closest you can really get these days to a Ben Graham value stock. The industry: active management of funds. I can already hear you groaning and saying, "active fund management is a dying industry". I don't disagree but hear me out. First up some basic ratios and stuff:
Debt to Equity: 0.572 (I'll explain a bit more about this in a minute)
Current ratio: 3.54
Altman’s double prime z-score: well above 3 (which is the cut off)
So, as you can see it's got very good financial health and not too bad earnings and free cash flow. On top of that although in my opinion of less importance is it's 55c dividend (5.15%) that it has maintained for quite a few years now after increasing it every year or so.
Now about the debt. Recently they raised 45M (Market cap only 78M). I know this company well at this point having been a shareholder for about 2 years and I know that this is very uncharacteristic for them. There are 2 options for this debt: They are either making a large acquisition or and what I believe to be more likely they are taking the company private. If they are taking the company private, then we all know that a tender offer will be made that is a sizeable premium (maybe 30-50%) on top of the share price. They might do this because of the strong insider ownership and the cheapness of what is pretty much a 10%+ bond disguised as a company.
The way they make money is by holding assets for their clients and the fees are all public information, the expenses of the company are almost the exact same every year and the AUM is updated daily. In other words, while you may have to speculate on earnings for other companies, HNNA is extremely predictable because you can estimate very easily the earnings every day and likely be quite accurate. Realistically their clients aren't going to all withdraw at once since their clients are mostly low wealth persons who have been advised to invest by financial advisors.
Please don’t just take my word for it though. Do your own research. Check back the past 10 years and see how they have remained strong. You could probably even set up a hedge against a stock crash and backtest how much you could outperform the market (hint: a lot). Just if you do backtest don’t forget to account for the dividend.
In summary. HNNA is a strong value play with a very high chance (IMO) of being made private in the near term and if not then a quite safe long term value play with possibilities of earnings growth if they go the acquisition route. So, there you have it a win no matter how you spin it since the only ways it could go down is a "bank run" on funds (very unlikely) or a severe stock market crash (also unlikely. (not saying a stock market crash is unlikely just a severe one)). Thank you for reading :)
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2021.12.02 12:21 madmanmadsentx Submitted for recon 10/18; still have not heard from a L.O.
2021.12.02 12:21 iheartsunny Steve Kerr unplugged on the Warriors resurgence: 'I just want to f---ing win'
2021.12.02 12:21 bausebuh [FT] Ankha in Boxes [LF] bells
Ankha told me she wanted to move out, so now I skipped to the next day so she is already in boxes. It would be great if anyone adopted her, as soon as possible :) I am not looking for anything extraordinary, a few bells would be nice, because I‘m broke, however nothing is fine as well, just want her ‚out‘ haha I do have to say she has been gifted before, as far as I can remember it‘s only been this mummy costume she currently wears (I have a screenshot for those interested), however I‘m not sure and can‘t guarantee it hasn‘t been more!! She has been on my island a fairly long amount of time.
So anyone who‘s interested, please leave a comment <3
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2021.12.02 12:21 mrgilmoresproperty My former 1098R Bayliss and pre crashed 1199R. Miss them both 🥲. completely different animals but equally thrilling.
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2021.12.02 12:21 MhamadRifaii After seeing this cursed thing hundreds of times in super markets I had to try it.
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2021.12.02 12:21 Dependent_Method_446 THE MATRIX 4 RESURRECTIONS Trailer 2 (New, 2021)
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2021.12.02 12:21 fIowkey Help, please! How do I fix 20 year old light bulb socket? Or where do I get a replacement? Help is very much appreciated 🙏🙏
2021.12.02 12:21 AnimeKnower Nice Idea 👍👍👍
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2021.12.02 12:21 anangram b(a)kın ne buldum
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2021.12.02 12:21 davidglasser Android app crashing on startup
2021.12.02 12:21 amoczarski bring back ozzi machines
anyone else think it's goofy we have all the ozzi machines but do not use them anymore ? sign this petition to try to get rit to restart the ozzi program on campus
submitted by amoczarski to rit [link] [comments]
2021.12.02 12:21 RompingOtter For those of you in high latitudes, this little coffee warmer keeps your starter active even when your kitchen drops in temperature.
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2021.12.02 12:21 Rikudo_Sennin_jr Karen Attacks Man For 'Working While Black'
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2021.12.02 12:21 beowulfchannel I think these are probably some of the craziest Apple Concepts ever
2021.12.02 12:21 Desperate_Outside452 How do you train for an unassisted bodyweight tricep dip?
I (F16) observed that doing tricep dips on parallel bars is an extremely popular exercise at my local college gym, both bodyweight only and with plates hanging from the hips. However, I have yet to see a woman do them. I think it would be a good goal to have, so I'm seeking some advice on how to get there!
The only exercise I know of to build up to the tricep dip is the assisted dip/chin-up machine. I know that it's considered suboptimal for chin-up/pull-up training, so I assume that it would also be a poor choice for tricep dips as well. What should I do instead, or do they actually work?
Thank you for any input you can offer! :)
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2021.12.02 12:21 MyGodIsAPJ Beste Freunde
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2021.12.02 12:21 Careless_Earth_7966 Zekrom 4689 5710 3723 and 7372 8872 5061 adding 10
2021.12.02 12:21 thamlvii Crafting/gathering for 6.0
Hi everyone, hope you are enjoying the day before we all go to the moon!
I got all my crafters/gatherers to 80 yesterday before servers went down. I never was able to get into the “endgame” of scrips and high end crafting. Am I right I’m assuming I’d be able To in EW since all new? How do I go about getting into it? I’d like to keep up and actually make Gil and help fc with crafting and such.
Thanks for your time!
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2021.12.02 12:21 InvisibleAmily What’s the future of IT support? Will it exist?
2021.12.02 12:21 Formidable1guana Type me based on my Spotify wrapped
2021.12.02 12:21 Q_Schultz New to this… any promo codes?
Hi, just joined Hilton Honors and wondering if there are any promo codes/tips I can use to book hotels? Trying to book a room for 2 nights for my brother and I for tomorrow
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2021.12.02 12:21 ChristofferMortensen Crazy babies
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